Citizens South Bank has a strong tradition of financial service to our communities since 1904, and in an age of constant technological development, we are always looking for new and innovative ways to deliver value for you, our customer. Citizens South has thrived and grown for over 100 years because we have constantly improved our service delivery to meet your needs. By providing big-bank convenience with community-focused visions and missions, we demonstrate our continuing commitment to enhancing quality of life for our customers, our stockholders, and our communities.

The United Community Bank has built its reputation of providing outstanding customer service in the most convenient and professional, friendly and caring manner possible. Their dedication to convenient service has been the foundation of the company for over 50 years and continues to be their commitment to their customers today.


Citizens South Bank
20 South Main Street
Hiawassee, GA 30546
Contact: Rebecca King
Phone: 706-896-2243
Fax: 706-896-3351
Email: rebecca.king@citizenssouth.com
Website: www.citizenssouth.com

Citizens South Bank - Young Harris
693 Main Street
Young Harris, GA 30582
Contact: Carolyn Dills
Phone: 706-379-3141
Fax: 706-379-4177
Email: info@citizenssouth.com
Website: www.citizenssouth.com

United Community Bank
214 N. Main Street
Hiawassee, GA 30546
Contact: Leah Henderson
Phone: 706-896-4186
Fax: 706-896-1568
Email: leah_henderson@ucbi.com
Website: www.ucbi.com